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Loan Programs

Loan Options Designed for Every Stage of Life

FHA Loans
Conventional Loans
VA Loans
Reverse Mortgage (HECM)
DSCR Investor Loans
HELOCs
Commercial Loans

A great option for first-time homebuyers or those with limited funds for a down payment.
Benefits:

  • Low down payment requirements

  • Flexible credit guidelines

  • Competitive interest rates

Best For: First-time buyers or borrowers rebuilding credit.

A popular choice offering flexibility and strong long-term savings.
Benefits:

  • Competitive rates

  • As low as 3% down for qualified buyers

  • PMI can be removed once equity reaches 20%

Best For: Buyers with solid credit and stable income.

Exclusive benefits for veterans, active-duty military, and eligible spouses.
Benefits:

  • No down payment

  • No monthly mortgage insurance

  • Lower rates and easier qualification

Best For: Veterans and service members looking for affordable homeownership.

Designed for homeowners aged 62+ looking to unlock equity.
Benefits:

  • Access tax-free funds

  • No monthly mortgage payment required

  • Stay in the home you love

Best For: Retirees seeking cash flow, stability, or financial freedom.

Perfect for investors wanting flexibility and fast approvals.
Benefits:

  • No income or employment verification

  • Approval based on property cash flow (rent vs. payment)

  • Great for short-term rentals, long-term rentals, and portfolios

Best For: Investors expanding their real estate holdings.

Tap into your home equity with a revolving line of credit.
Benefits:

  • Only pay interest on what you use

  • Funds available anytime

  • Perfect for home improvements, debt consolidation, investing

Best For: Homeowners needing flexible access to cash.

Funding solutions for businesses and investment properties.
Benefits:

  • Supports mixed-use, multi-family, retail, or construction

  • Flexible underwriting

  • Investment-focused terms

Best For: Investors and business owners growing their portfolio

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